INSTALLMENT

ESTO Installment – Don’t want to pay the entire amount at once? Pay in installments!

ESTO Installment is a flexible payment solution that allows you to conveniently split your payment into monthly installments. Spread the purchase amount over a period that suits you. You can choose the length of the period and the amount of the down payment during checkout when selecting ESTO Installment at the cashier.

Use ESTO Installment in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

Installment at vipex

How to use ESTO Installment?

  1. Add the necessary products to your cart.
  2. At checkout, choose ESTO Installment as your payment method.
  3. Select your preferred repayment period between 3–60 months.
  4. You will receive a decision in real time.
  5. If the decision is positive, digitally sign the contract using ID card, Smart-ID, or Mobile-ID.

ESTO Installment is offered and managed by ESTO AS. The annual percentage rate of charge (APR) of the ESTO AS installment is 23.63% under the following sample conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and total repayments 1844.64 EUR, provided that the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Before concluding the agreement, familiarize yourself with the terms and consult a specialist if necessary. The installment is offered and managed by ESTO AS.

ESTO 3 Payment Method

The ESTO 3 payment method is an innovative solution that allows you to confirm a purchase and pay conveniently and quickly—in three equal parts, without additional fees!

ESTO 3 is the most popular new-generation payment method. Split the purchase amount into 3 equal parts. Get exactly what you need without interest, fees, or a down payment.

Use the 3-part ESTO payment method in online stores and physical shops.

You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

Installment at vipex

How does it work?

  1. Add the necessary products to your cart.
  2. At checkout, choose ESTO 3 as your payment method.
  3. You will receive a decision in real time.
  4. If the decision is positive, confirm your purchase.

ESTO will send you your first invoice on the 15th day of the following month.

Financial services are provided by ESTO AS. Before concluding the agreement, familiarize yourself with the terms and consult a specialist if necessary. More information at www.esto.ee.

Be smart and choose ESTO Pay Later for your purchases!

ESTO Pay Later is a new way to pay for purchases. You keep your purchase amount available, and you only have to pay up to 30 days later. Get exactly what you need without interest, fees, or a down payment.

Use ESTO Pay Later in online stores and physical shops. You can find all ESTO partner stores in the ESTO Market: https://esto.eu/ee/esto-market

Installment at vipex

How does it work?

  1. When choosing ESTO Pay Later as the payment method, your order is confirmed immediately, but you don’t have to pay right away, as the payment deadline is in 30 days.
  2. Add the necessary products to your cart.
  3. At checkout, select ESTO Pay Later as your payment method.
  4. You will receive a decision in real time.
  5. If the decision is positive, confirm your purchase.

ESTO will send you an invoice that must be paid in full within 30 days.

Financial services are provided by ESTO AS. Before concluding the agreement, familiarize yourself with the terms and consult a specialist if necessary. More information at www.esto.ee.

WHAT IS ESTO?

ESTO is the preferred payment solutions provider in the Baltics, revolutionizing the sales experience for merchants and the purchase experience for consumers, making them remarkably simple and seamless. ESTO has nearly 500,000 active customers across the Baltics and over 3,000 partner shops. ESTO’s mission is to help partners sell and customers buy.

If you need assistance, contact an ESTO AS representative at info@esto.ee or visit https://esto.eu/ee/kliendile-klienditugi.

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